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Financial Assistance

Table of Contents

Introduction
The Goals of Post-Adoption Support

Direct Service Resources
Post-Adoption Services
Child Development, Health, and Medical Resources
Mental Health Resources
Educational Resources
Legal Services


Financial Assistance


Respite
Diversity Issues
Recreation

Informational Resources
Books
Newsletters and Other Periodic Publications
Websites

Appendices
DHHS District Offices
BDS District Offices


Last updated 11/10/2008

Financial Support

Once legal adoption of a child is completed, the adoptive parent assumes primary financial responsibility for that child.  However, your ability to provide for your family, including adopted children, can be stretched quite suddenly when financial burdens increase due to medical problems, loss of employment, home repairs, or other unanticipated events.  

The following is a list of programs that serve adoptive families and other people who are in financial need, some state-sponsored and others from local, statewide and national non-profit organizations. 

MaineCare (Medicaid) 

Medicaid is the national health insurance program for low-income and disabled adults and children. Individual states handle the day to day administrative functions, such as enrollment, program development, and payments to medical providers.  MaineCare is Maine’s Medicaid program. MaineCare is administered by two DHHS Bureaus - the Bureau of Family Independence, which handles enrollment of eligible children and adults, and the Bureau of Medical Services, which handles all other aspects of the program, including prior authorization of services, reimbursement of providers, and quality assurance issues. MaineCare benefits have been extended to more people in recent years, as the State has attempted to reduce the number of uninsured children in Maine through Cub Care, the Katie Beckett waiver program, and prescription drug programs.  

 Regular Office Visits

  • Well checkups and sick visits
  • Preventive health care
  • Some surgery-rural health clinics

 Hospital Care

  • Inpatient / outpatient

  • Emergency care

  • Ambulance services

  • Nursing facilities

  • Labs and x-rays

  • Surgery

 For Mothers and Children 

  • Early intervention

  • EPSDT (well child visits for periodic health screenings and immunizations)

  • Pre-natal and post-natal care

  • Midwifery / delivery

 Therapies

  • Speech / language

  • Vision screening / eyeglasses

  • Hearing tests / hearing aids

  • Physical and occupational therapy

  • Mental health, including case management

  • Substance abuse

 Other

  • HealthWorks Support and Referral Services

  • Chiropractic services

  • Dental/orthodontic work

  • Developmental and behavorial services

  • Medical equipment and supplies

  • Family planning

  • Screening for sexually transmitted diseases

  • Prescriptions

  • Day nursing / personal care

Your adopted child can receive MaineCare benefits under the following circumstances:

  •  Your family meets standard eligibility requirements.

  • The child meets Adoption Assistance eligibility requirements.

  • Your child qualifies under the CubCare or Katie Beckett programs.

To find out if your child is eligible for MaineCare, contact your local DHHS office for an application, or call 1-877-KIDS NOW.

Other State Financial Assistance Programs

Maine State Housing Authority
Parents as Scholars (PaS) 

Maine Bureau of Family Independence
(contact your DHHS District office) 

Services:  PaS is an alternative to TANF (Temporary Aid for Needy Families, formerly AFDC) designed for those who want to go to school to become self-sufficient.  This student aid program provides the same cash benefits as TANF and support services needed to participate.

Other Financial Resources

Kim D. Wallace Adaptive Equipment Loan Program
Alpha One
127 Main Street
South Portland, ME  04106
1-800-640-7200
 

Services:   The Adaptive Equipment Loan Program provides long-term, low-interest financial loans for adaptive equipment.  The program will lend up to $100,000 to people, businesses or non-profit organizations to buy adaptive equipment.

Children’s Center Respite Services
99 Western Avenue, #1
Augusta, ME 04330
(207)626-7598, (207)621-6394 or 800-894-6264 

Services:  Funding for respite care and recreational opportunities for children with special needs.

Federal Financial Assistance Programs

Adoption Expense Tax Credit 
Internal Revenue Service
1-800-829-1040
www.irs.gov/taxtopics/tc607.html

Benefits:  Parents who have adopted children with special needs can deduct up to $10,500.00 for adoption-related expenses that are not covered by other assistance programs. Expenses may include reasonable and necessary adoption fees, court costs, attorney fees, traveling expenses, and other costs directly related to the adoption process. The full deduction amount can be accrued over a maximum of five years.

For other helpful links on the Tax Credit visit the National Foster Parents Association website www.nfpainc.org/ref/taxes.cfm?page=5.  This site includes a link to Casey Family Services “Federal Tax Benefits for Foster and Adoptive Parents and Kinship Caregivers” booklet.

Tax laws do change frequently. Please contact the IRS or a qualified tax consultant for the most accurate and up to date information.

 

 


Child Welfare Training Institute
Muskie School of Public Service
University of Southern Maine
45 Commerce Drive, Suite 11
§ Augusta, Maine 04330
207.626.5200
§ 207.626.5088 (fax) § 207.626.5282 (TTY)